Ways to bank with NZCU Baywide

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Making life easy for you is important to us. NZCU Baywide offers a wide range of simple and convenient ways for your everyday banking.


Member notice: From Friday 4th September 2020, some of our branches will be closing their doors permanently. We understand the difficulties these changes will impose on some of our members, so we’ve prepared tools and ‘how to’ guides to help manage your banking without visiting a branch. Check out our ‘ways to bank’ information here.  

For more information on which branches will be closing permanently and how you may be affected, please check out our update here.

A nationwide network of ATMs to access your cash - anytime. Click here for locations.

AccessDebit Mastercard® works just like an Eftpos card plus you can use it online, over the phone or overseas just like a credit card.

Features: Benefits:
Mastercard® contactless technology A simple tap of your AccessDebit card is all it takes to pay at checkout. Make a secure payment for purchases of up to $80 – no need to enter a PIN or sign!
Shop online, over the phone or by mail Use your debit card to shop wherever EFTPOS or Mastercard® is accepted here and overseas.
Shop around the world An all-in-one card providing freedom to travel and still have access to your cash at ATM machines anywhere in the world.
Have up to two accounts linked Easy and quick access to your money in your everyday accounts.
Access extra funds Quick and easy access to approved overdraft funds 


For lost or stolen cards call our Contact Centre on 0800 229 943. After hours call 0800 800 147 or when overseas call +64 9 366 1028 (collect).

Apply now

Instant access to your money or balances 24/7.

  • Secure alternative to cash.
  • Instant payment method.
  • Save transaction fees by withdrawing cash when you make a purchase.
  • Withdraw cash through EFTPOS or ATMs in New Zealand.

For lost or stolen cards call our Contact Centre on 0800 229 943. After hours call 0800 800 147 or when overseas call +64 9 366 1028 (collect).

Everyday banking online, whenever and wherever you like.

  • Save money on fees.
  • Fast. Convenient. Secure.
  • 24/7 access to your funds anytime from anywhere in the world through online banking.
  • View account balances, pay your bills, view, add, update and delete automatic payments instantly.
  • Transfer funds, print statements or download your transactions to manage your budget.
  • $10,000 daily transaction limit.
  • Individual transaction limits apply, call 0800 229 943 for more details.

Check out our 'how to' guide for more information here.

If you're an existing customer of NZCU Baywide you can click here to register for internet banking.

NZCU Baywide’s AccessMobile helps you keep track of your money and make secure payments, anywhere, anytime!

Download the AccessMobile app for iOS (Apple) or Android below!

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apple app store

If you haven't registered for internet banking, you can do so below.

Register for internet banking here.

Baywide Web Transaction Screen edited Numbers

What’s great about our AccessMobile banking app?

  • Access your accounts 24/7 quickly and easily
  • Log in with a 4-digit PIN plus if your device supports it, you have the option to use Touch or Face ID
  • Check your account balances, loan balances and view your transaction history
  • Transfer money between your accounts
  • Share your account details with others
  • Send payment confirmation to your payees
  • View, create and schedule your secure payments, transfers and bills

How to get AccessMobile:

  1. Register for internet banking through our online application form.
  2. Download the app from Google Play or Apple App Store – it’s free!*
  3. Enter your existing internet banking access number and password.
  4. Either set a new 4-digit PIN for future access or continue to use your existing internet banking access number and password.

*The NZCU Baywide AccessMobile app is free to use, but your usual mobile data costs and standard internet banking transaction and service charges will apply. Downloading and use of the NZCU Baywide Mobile Banking app is also subject to the AccessMobile Terms and Conditions available here.

Need help? - Check out our FAQ’s here.

You can also check out our how to guide to find out more information here.

Mobile security:

AccessMobile uses high-quality industry security encryption to help keep your personal details safe. For added security, AccessMobile locks the user out after too many failed log in attempts. The app will time-out if left running for three minutes with no activity.

If you forget your PIN you can log in again using your internet banking login details, or contact us on 0800 229 943.

AccessMobile Terms and Conditions – check out here


Apple, iPhone, iPad and App Store are registered trademarks of Apple Inc. Android and Google Play are registered trademarks of Google Inc.


Secure account access from anywhere in the world.

  • Free to enrol.
  • Easy to transact, transfer, obtain balances and manage your accounts 24/7.
  • Your details are protected against unauthorised access with your personal Access Code.

If you would like more information on our phone banking, click here